Engineer is a very high skilled as well as high profile job. The struggle of becoming an engineer is no hidden secret as well as it is a very expensive career to pursue. As engineers you are innovators and you build the future of any industry. Your skills make the life of others easy.
What about your financial stability
Instant disability creates a platform where engineers from any specified field can rely on us for saving your hard earned money and finances by begging major portion of your income if you go through any kind of disability.
Need for having disability insurance if you consider the years and amount you have invested to become an engineer this becomes clear that this job is irreplaceable because the skill set you have attained over the years with your dedication is unmatched. If you get disability you won’t be able to replace your job. It’s next to impossible because it will drain your financial resources.
Although, being a high skilled job would you not want to secure your income sources?
According to a study most people experience financial stress at some point of time in their careers especially the ones who are employed in high skilled jobs. This extreme financial pressure can be tackled only when you keep a source alive like disability insurance service through Instant Disability which backs your income.
The disability insurance for engineer by instant disability covers the insurance even if the disability is caused outside the workplace.
You might think that most disabilities occur through the physical injuries but that’s not the exact truth. Facts are somewhat different. Working conditions, workload to lifestyle that you follow, timing of your work too depends on the chances of you getting disability.
How much disability cover do engineers want?
Being into a highly skilled profession we would recommend you to have long term disability insurance by instant disability. Since you don’t have any insurance provided by your employer you can buy your own insurance.
In long term disability insurance around 60 to 65% of your last drawn income from your salary will be included in the insurance coverage.
The money received from the company can be used unrestrictedly like from meeting your financial obligations to meeting your daily life expenses.
Factors affecting insurance rates
Broadly speaking the lifestyle that you follow in your personal life which includes your personal habits like your daily routine, from your exercising, to indulgence in activities like smoking and drinking impact the amount of premium you will receive.
Younger you are cheaper insurance you will get and this will also create more value to your insurance. Therefore, at the end you will receive a higher amount of premium. So, it’s best advice to take a sound financial step by purchasing instant disabilities insurance in your young age.
In comparison to other disability insurance companies instant disability is now the topmost leading company into this business and its coverage is also available in almost all the states.
The waiting period kept by Instant Disability is between one to two weeks. Our services are always available to our valuable customers through online as well as offline modes.
We’re particularly focusing on the specific occupations like that of engineers so that; the benefits can be forwarded to who are backbone of the modern industry.
As engineers go through expensive education path plus the highly skilled nature of the job to following a high profile lifestyle it is important to have disability insurance which is the only way you can protect your lifestyle.